Medical Health Coverage - BorgWarner
Male doctor friendly talking to male patient

Medical Coverage

Comprehensive medical coverage is an important part of supporting healthy living. BorgWarner offers two medical plan options, both of which provide free preventive care to prevent healthcare problems before they arise, an employer-paid Health Reimbursement Account (HRA) or Health Savings Account (HSA) to help you cover the costs when you are ill and comprehensive medical coverage to protect you from any catastrophic financial effects of a serious illness or injury. Both plans include prescription drug coverage.

Cigna Customer Service Line: 800.237.2904   Cigna Website:  MyCigna.com 

HR Link Contact Information: [email protected] or 844.429.5465

 

2024 Benefits Reference Guide

BorgWarner is committed to providing you with valuable benefits and comprehensive wellbeing resources to promote healthy and productive lives.

DOWNLOAD OUR BENEFITS REFERENCE GUIDE

2024 Benefits Reference Guide Cover Photo

2024 Medical Plan Comparison

To view the full document, click the 2024 Benefits reference guide above.

2024 Medical Plan Comparison Chart Second 2024 Medical Plan Comparison Chart
2024 HRA vs HSA Monthly Contributions

2024 Medical Plan Information

Premium Incentive Program

BorgWarner believes in rewarding those who take steps to lead healthy lifestyles. You can earn a discounted medical premium rate by achieving certain health goals through Health Premium Incentive Program. There are six goals. For each goal met, you will be awarded one point:

The total number of points earned by September 30 of the given year will determine the portion of the total medical plan premium you will pay for all of the following year. (For example, points earned by September 30, 2024, will determine what portion of the premium you pay for 2025.)

Medical Premium Incentive Program

New employees (hired BEFORE June 1 ) OR Current employees new to the medical plan in 2024 (effective January 1, 2024 - May 31, 2024):

  • You must complete the HRQ within 60 days of the date your benefits become effective to receive the best premium pricing for 2024.
  • If you do not complete the HRQ within 60 days, you will pay the highest premium (20% premium rate for the Basic Plan or 25% rate for the Buy-up Plan) for the remainder of 2024.
  • In addition, you are encouraged to participate in the 2025 Premium Incentive Program before the September 30, 2025 deadline to earn the best premium pricing for 2026.

New employees (hired AFTER June 1) OR Current employees new to the medical plan in 2024 (effective June 1, 2024 - December 31, 2024):

  • You must complete the HRQ within 60 days of the date your benefits became effective to receive the best premium pricing for 2024 and 2024.
  • If you do not complete the HRQ within 60 days, you will pay the highest premium (20% premium rate for the Basic Plan or 25% rate for the Buy-Up Plan) for the remainder of 2024 and 2025.
  • In addition, you are encouraged to participate in the 2025 Premium Incentive Program before the September 30, 2025 deadline to earn the best premium pricing for 2026.

Wellness Screening Form

Physician to complete for employee wellness/biometric screening.
Return to Cigna to earn premium points.

MotivateMe Wellness Screening Form Cigna (PDF)
MotivateMe Wellness Screening Form Cigna (Spanish) (PDF)

Physicals with MDLive

You can now complete your physical with MDLive!
Note: it will flow through as a claim with Cigna and show up as a point.
No special form is needed.

Cigna Virtual Care Wellness Screening Flyer (English)
Cigna Virtual Care Wellness Screening Flyer (Spanish)

Prescription Drug Coverage

Learn more about prescription drug coverage and how to refill your prescriptions.

Prescription Drug Coverage

Prescription Drug Coverage

Tools and Resources

myCigna App Upgrade with Cigna One Guide® Service

In addition to the regular services offered through the myCigna.com app (such as finding network doctors, getting cost estimates for care, comparing prescription prices, managing and tracking claims and accessing your ID card), you can gain a new level of support through the One Guide® service. It allows you to build your custom health team by creating a personal list of in-network doctors, dentists and facilities you use. And you can sign up for messages that can guide you to savings, incentives, coaching and more.

GO TO MYCIGNA.COM

Cigna Telehealth

Cigna Telehealth Connection: When You Can’t Get to Your Doctor

If you have a minor, non-life threatening medical condition and need care, you can connect with a board-certified doctor on your computer through a video stream (e.g., Facetime or Skype) or over the phone, without leaving your home or office. Offered through the national telehealth provider MDLIVE, you can receive confidential personal care at a lower cost than visiting your primary care physician's office.

Pre-register Today!
MDLIVE | MDLIVEforCigna.com | +1 888-726-3171

Virtual Mental Health Services with Ginger

If you need behavioral health services, Ginger offers integrated a virtual mental healthcare system where coaches, therapists, and psychiatrists work as a team that's accessible from your smartphone. Ginger offers confidential mental healthcare through behavioral health coaching via text-based chats, self-guided learning activities and content, and, if needed, video-based therapy and psychiatry.

Ginger - Cigna’s Smartphone Tool for Mental Healthcare Support

Airrosti Remote Recovery

Musculoskeletal and Joint Conditions Treatment Program

Airrosti provides highly effective personalized care for acute and chronic joint/muscle pain. Airrosti providers help diagnose and treat most common musculoskeletal and joint conditions, including pain in the neck, back, shoulders, hips, elbows, knees, and feet.

Learn more

Diabetes Resources

Livongo for Diabetes and Blood Pressure Management

Livongo is a health benefit at no cost to employees and their dependents that makes living with diabetes and/or high blood pressure easier.
*Note: you do not have to have both conditions to be eligible

Who Can Join:
You and your family members who have diabetes and/or high blood pressure and coverage under the Cigna plan.

What You Get:
• Connected meter for diabetes and/or blood pressure cuff and monitor for high pressure. Your readings are automatically uploaded to the same secure online account and app.
• Support from coaches when you need it: communicate with a coach anytime about diabetes questions on nutrition, high blood pressure questions or lifestyle changes.
• Unlimited strips at no cost for the diabetes program: when you are about to run out, more supplies are shipped right to your door.

Livongo
How to get started

To learn more or enroll, visit

join.livongo.com/BORGWARNER

or call Livongo Member Support at (800) 945-4355 with code: BORGWARNER

What Livongo users* say

"Before the Livongo program I had to be careful how many times I tested my blood sugar because strips were expensive. Now with unlimited strips I can check regularly in the morning and evening and any other time I choose. This has helped lower my A1C from6.8 to currently 6.2 and I have eliminated one pill- The ability to test when I feel I need to helps me regulate my carb intake and plan my meals."

*permission to publish granted

Livongo Downloads
Omada

Omada - Diabetes Prevention Program

We offer a breakthrough online program that inspires healthy habits. This comprehensive 16-week program is available to employees and their covered spouses and dependents over the age of 18. It is designed to help individuals lose weight, which can help reduce the risk factors for type 2 diabetes and other chronic diseases. Participants enrolled in a BorgWarner medical plan that are at risk for developing diabetes are eligible to enroll at no cost- that’s a $600 savings! Sign up at omadahealth.com/borgwarner and take a one-minute heath test. If you meet Omada’s risk criteria for the program, you are immediately notified and can enroll on the spot.

omadahealth.com/borgwarner

Tools and Resources: Documents for Download

Summary of Benefits of Coverage (SBC)

Benefit Summaries and Summary Plan Descriptions (SPDs)

Healthcare Information (Your Rights)

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